Toy Vehicles

 Recreational vehicle (RV) insurance is essential. Motorhome accidents can occur unforeseeably and lead to considerable repair expenses. RV insurance can be an excellent form of protection against accident-related costs. Choosing the right policy for your RV may be challenging, which is why the Michelle Allen Agency agents are here to help you through the process. 

How Does RV Insurance Work? 

RV insurance works similarly to most insurance policies. In return for an insurance premium you often pay monthly or annually, your coverage provider will deliver financial assistance following a covered incident. You may be required to pay a deductible, a specified out-of-pocket cost you must pay following an accident, before your policy helps cover any remaining incident-related expenses. 

What Does RV Insurance Cover? 

Coverage varies among RV owners, but policies often include liability insurance to protect you financially from bodily injuries and property damage. Additional options included in standard RV insurance tend to be the following: 

• Collision coverage
• Comprehensive coverage
• Uninsured/underinsured motorist coverage
• Medical payments coverage 

Your policy can be tailored to include additional preferred coverage options. Reach out to Michelle Allen Agency to learn more about customizing your policy. 

What Does RV Insurance Cost? 

Coverage rates tend to differ significantly among policyholders. Factors such as your RV model, usage, driving record and claims history may be used by your coverage provider to determine the cost of your policy. An RV owner with a newer model and clean driving record will likely be viewed as less of a risk and pay less for coverage than someone with an older model who has filed several insurance claims. 

Where Can I Find Coverage? 

If you are an RV owner near Villa Rica, Georgia, the experienced agents at Michelle Allen Agency can assist you in learning about RV insurance to help you decide on sufficient coverage for you and your motorhome. 


Contact our agency today at 770-841-5060 for more information on RV insurance.